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Is a Semi Truck Accident Legal? If you are involved in an accident with a semi truck, the first step is to remain at the scene. Take photos of the vehicles and environment, and talk to witnesses. Truck drivers who are reckless by texting while driving, speeding or not following the regulations for trucking can be held responsible for the accidents they cause. The entity that owns the truck can also share liability in many cases. Insurance Accidents involving trucks can cause serious injuries and damage to vehicles and property. Commercial trucks are often covered by several layers of insurance due to their weight and size. However, if you discover that the truck driver who hit you wasn't insured or only had the minimum required amount of coverage it may seem as if there's no way to receive compensation for your loss. This is where a seasoned semi-accident lawyer comes in. They can look into your case and discover other sources of compensation, including the trucking carrier or truck owner who hired the driver without insurance or allowed them to use their vehicle. A truck accident lawyer could also examine your auto insurance policy to see if there are any other insurance coverages that may apply to your crash. Medical payments (also called med pay or Personal Injury Protection) could cover a percentage of your medical expenses, depending on the insurance laws in your state. In addition, some states require UM/UIM (uninsured/underinsured motorist) coverage, which pays for your losses in the event you are injured by an at-fault driver who doesn't have any or enough car insurance to cover your damages. A knowledgeable attorney can assist in speeding the settlement process. They can negotiate with the insurance company to increase your payout and help you get back on track faster after a truck accident. A lawyer can help you prepare a demand document to include all your expenses which will help you understand the amount your claim is worth. The value of a claim made in an accident involving a truck is determined by many factors, including the extent of your injuries, the treatment received, property damage and the amount of pain and suffering. The greater the value of your claim, the more significant your losses will be. There are also other factors that can affect the value of your claim, like the kind and the weather conditions of the truck as well as the driver's and trucking company documents. The process of determining the value of your claim could take a number of negotiations, and how time it takes to receive your settlement will depend on the amount you ask for and the willingness of the insurance company to settle. Damages When trucks collide with passenger cars, the results are often devastating. In addition to serious injuries and long-term disabilities, semi truck accidents can cause major property damage and even death. Fortunately, victims who can prove that the truck driver or the trucking company was negligent can recover compensation for their loss. A New York City truck accident lawyer can assist you in filing an insurance claim or sue the party at fault. The nature of truck accidents is different from other motor vehicle accidents which usually involve just two parties. They typically involve multiple defendants as well as complicated legal issues. For instance the truck driver as well as their employer might have different insurance policies that have to be evaluated. Furthermore, trucking companies could have special rules and regulations that need to be followed. A skilled lawyer for truck accidents can analyze all of these elements to determine who is accountable for your damages. Victims of semi-truck accidents may seek compensation for both non-economic and economic damages. Economic damages are a result of medical bills from the past and in the future as well as lost wages and repair costs to the vehicle. Non-economic damages can be more complex and include things such as mental anguish as well as pain and suffering and the loss of enjoyment from your life. The amount of compensation you receive for these damages will depend on the degree of your injuries and the impact they have affected your life. Your lawyer will assist you in determining which damages are appropriate for your situation and will fight for you the highest settlement possible. They will also make sure that any offer you accept is sufficient to cover all of your current and future costs including medical bills and lost income. They can also assist you to determine your options for pre-settlement funding or legal funding that could be used to pay your costs while your lawsuit is in process. Your lawyer is also an experienced negotiator who will negotiate with the liable party to maximize the settlement. They are aware of the evidence to collect and have access records like black box data driver's logs, GPS devices, etc. that can be used to prove the trucker is negligent. They are also capable of identifying other parties that could be responsible for your losses, for instance, the owner of the truck or the employer of the. Liability Trucking accidents are among the most dangerous on the road. A crash with one of these massive vehicles can cause devastating damage. Trucks can weigh as much as 85,000 lbs. This means that they can exert a significant amount of force when they meet. This can lead to massive property damage or life-threatening injuries. A New York City semi accident lawyer can assist victims of these crashes receive the compensation they deserve for their losses. In some cases the semi-truck driver might be held responsible for an accident. However this is not always the case. If it is proven that the trucking company they are employed by pressed them to meet unrealistic deadlines or cut corners in maintenance and safety, they could also be held responsible. The owners of trucks who leased them to a trucking company instead of purchasing them can be held responsible. The police report, witness testimony, and other sources may provide evidence in a truck accident case. Information regarding the driving history of the truck driver, as well as any prior traffic violations are also vital. In some cases an accident could be caused by a defective part and that could make the manufacturer accountable. A lawyer can help with seeking claims for product liability in the event of these accidents. The documentation of the extent of your damage is essential when filing an insurance claim. This includes medical expenses and any other financial charges as along with non-economic damages such as suffering and pain or loss of enjoyment in your life. The amount of your damages will depend on the extent to which your injuries have affected you, and at-fault parties should be held accountable. A New York City semi-accident lawyer that is experienced can help you determine the person responsible for the accident or injury. They can collect evidence, like the police report and witness testimony, and then take a thorough look at the physical examination of the vehicles involved in the accident. Photos from the scene of the accident can be helpful as can surveillance video and expert testimony. Time Limits Semi-truck accidents can cause life-altering injuries. The victims of semi-truck accidents typically face expensive medical bills, severe mental and physical distress and also loss of earning potential. Families who lose a loved in a fatal crash are often faced with grief and loneliness, as well as other emotional trauma. Insurance adjusters are aware that claimants could be struggling financially following an accident involving a truck. But they shouldn't make a profit of those who are at risk. Instead, victims should hire an attorney who is aware of the complexities of these cases and how to maximize settlement value. An experienced lawyer for truck accidents will assist clients in collecting evidence of all legally compensable losses. This might include submitting medical bills and pharmacy receipts, mortgage and car loan payments as well as home cleaning invoices pay stubs and pay stubs as well as doctors reports as well as other evidence of financial and non-financial losses due to the accident. Legal professionals can also communicate with the doctors of the victims to get a better understanding of the long-term effects of their injuries. They may also employ economic experts to estimate the future losses they are likely to incur. hartford semi truck accident law firm will determine the parties accountable for damages. This typically means proving that the defendant violated his duty of care. This could involve failing to conduct regular inspections, not properly loading or securing cargo, in violation of the rules of hours-of-service, or other negligent actions. Truck accidents can involve a number of parties liable. Each party could have their own defenses against liability. For instance, a truck driver may be able to defend against accusations of negligence by arguing that they complied with federal driving regulations and only crashed due a mechanical failure. In contrast, a transport company could be found liable for a crash if they failed to maintain their vehicles and trucks or hired a negligent truck driver. Certain states have strict laws that limit the time frame within which injured claimants can file an action. Claimants who accept early lump-sum payments from insurance companies might waive their rights to additional compensation. A compassionate truck accident attorney could assist claimants to obtain temporary financial relief, without waiving any legal rights.